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Health insurance consumers will be able to change their service providers from October 3, 2011. Those who seek to switch to a new general insurer should apply at least 45 days prior to the expiry of the policy. The costumers would also be able to carry forward credit for per-exiting diseases ( or bonus) in migration . Both individual and family-floater policies (in which insurance is extended to select family members) are eligible for portability. Portability is permitted only between non-life insurers. At present, present there are 24 general insurance companies in the country.
